The guides for California are being written and checked against the law. Nothing is published until it has been reviewed.
Freddie Mac's weekly survey put the 30-year fixed mortgage rate at 7.40% on October 15, 2026, unchanged from the week before and up from 6.27% a year ago. The 15-year rate was 6.71%.
The National Association of Realtors says September existing-home sales rose 1.5% from August but were 2.2% below a year earlier. The median price was $417,500, up 1.3% from a year ago, and inventory reached 1.60 million homes.
California Governor Newsom signed SB 876, the Disaster Recovery Reform Act, which requires insurer disaster recovery plans and doubles penalties for claims-handling violations during declared emergencies. The Department of Insurance says it takes effect January 1, 2027.
General information, not legal advice. Each story links to its source and to the law it describes.
